Our Real Estate Blog
27 Piccadilly Cir, Holden, MA 01522
Have you tried getting a mortgage from your bank and instead been given an endless series of hurdles with no approval in sight? Then perhaps it’s time you moved your search for home finance online. Here you will find a host of companies willing to fund your home ownership dreams, even if you have a bad credit score.
Some will give you the funds themselves while others are brokers who will lead you to the lenders. In the long run, what a homebuyer truly wants is a reasonable interest rate, quick approval, transparent communication, and top-notch customer service. Here are a few companies that fit those criteria.
Quicken Loans started as a brick-and-mortar shop in 1985 before going online at the turn of the millennium. It holds the position of one of the country's most popular lenders, and with good reason. First-time homebuyers are drawn to this mortgage company because of the wealth of guidance they get. Quicken Loans’ range of products includes Freddie Mac and Fannie Mac loans that ask for a down payment of as little as 3% of the property purchase price.
Besides offering applicants quick and stress-free pre-qualifications, Lenda has made a name for its concierge service that guides you through the application process. Their platform makes it easy for you to keep track of the documents you need to submit each step of the way. It even sends alerts to remind you which documents you still have pending.
Within a few minutes, you will know how much you qualify to borrow from Rocket Mortgage. This company takes its service a step higher by offering you support from a mortgage expert online. Their digital platform works effortlessly on mobile devices allowing you to monitor your application on the go.
This company makes life easier for would-be homeowners by allowing them to complete the entire application process online on a user-friendly platform. Documents can be uploaded there so that human interaction can be avoided through the whole process. First-time homebuyers are attracted to Guaranteed Rate because of the relatively low down payment required.
Households that fall in the middle-to-low income bracket will appreciate the affordability of Sun Trust home loans. With them, you can get fixed and adjustable rate loans backed by the Federal Housing Association or the Veterans’ Association.
Visit an online resource you know for more detailed reviews of various top-rated lenders. Or talk to your real estate professional for local lenders they recommend.
Sterling, MA 01564
Plants can enhance the look and feel of your home, and some can even improve your indoor air quality. But if you have pets, you need to be selective about the plants you bring into your home. Choosing the right plants allows you to enjoy a lush indoor herb garden or a striking bowl of succulents without worrying about your pet's health. Choose one of the plants below to ensure you can beautify your space risk and worry-free.
Pet Friendly Indoor Plants
- Spider Plants: Lush, full and capable of spawning dozens of offspring at a time, spider plants add a delightful splash of green to any location in your home. Long a favorite of veterinarians, spider plants are safe, easy to grow and can even help improve the air quality in your home, according to Architectural Digest.
- Indoor herb garden: Many of the same culinary herbs humans enjoy are safe for pets. Liven up your kitchen and your meals with an indoor herb garden using some pet safe herbs, including mint, chamomile, thyme and basil. You can also add catnip, but this will attract your cats to your herbs, even in its natural, undried state.
- Air plants and succulents: Add air plants of any type and choose from a wide variety of succulents, the vast majority and the most common varieties are pet safe. Avoid jade plant and aloe, but other popular succulents, like Christmas cactus, Hens and Chicks and Echeverias are all pet friendly. Place in a terrarium or enclosure to keep pets away; succulents have short roots, and a curious pet could easily dislodge them, killing the plant you've been caring for and enjoying.
Dangerous Plants if you Have Pets
There are plenty of plants that are hazardous to pets and that should be enjoyed in another setting, not your home. Check any plant you are considering bringing home for pet-friendliness -- and avoid the plants below; these are considered dangerous to animals:
- Lily, most varieties
- Tulips and daffodils (potted, the bulbs are the dangerous parts)
- Philodendron, most varieties
- Snake Plant
Choosing the right plants lets you enjoy the benefits of greenery indoors, without risk; choose from the first list above to ensure you add a colorful accent to your home without worrying about your pet's health. If you're not sure about a plant, check the ASPCA list of toxic plants to ensure the pieces you bring into your home are truly safe.